Chase charges non-customers $5 or more to cash a check drawn on Chase Ban in the branch. Here’s how one creative non-customer got one cashed for free.
My previous employer used Chase. One day I took my paycheck into the branch from which the check was written. They wanted to charge me $5 to cash that check. It’s my money, or at the very least, my employers money. Why should Chase get a cut?
I asked to speak to the branch manager to see if he would waive the policy. I mentioned that Walmart would cash the check for only $3. I asked how it was possible for Walmart to cash a Chase check at less cost than Chase, the bank (and branch) from which the check originated? The manager actually told me he didn’t know and didn’t care, and that perhaps I should go to Walmart and ask them!
He then said that if I opened a Chase account, I could get my check cashed for free. I thought about this for a moment, and said sure!
I opened a Chase acct. with $100 from the cashed check, and left. I went to a nearby store and grabbed a soda, then walked back into Chase (no more than 10 minutes later) and closed my account. I made a point of thanking the branch manager for the free check cashing service, and promised to tell all my friends and family about my experiences with Chase.
Thank YOU for the opportunity to repeat my story here today.