Debit cards can be dangerous

There is no way around it, debit cards are dangerous – not only do you risk overdraft fees for many small charges if you banks automatic overdraft protection is in place, but disputing a charge can be infinitely harder than with a credit card. If you do have to dispute a charge, here is a handy guide. The best advice we can give you is to stay away from using debits cards for purchases. If you do need to use a payment card, use your credit card instead and pay the bill as soon as it comes to avoid fees.

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